Upload your statements. See where your money goes. Free.
AI-powered spending analysis that finds hidden subscriptions, waste, and savings — completely free.
No account needed. No data stored. Takes 2 minutes.
See what Wastehunter finds
This is a real report generated from sample bank statement data. Yours will look just like this.
This is a sample report with demo data.
Upload your statements to see your real numbers— It's freeWe found $5,200/year in recurring charges — including a $1,440 storage unit you may have forgotten about.
Top finding: SecureStore Self Storage — Exactly $120/month for 6+ consecutive months ($1,440/yr)
Quick Wins
Low-effort changes that save the most money.
Premium gym at $185/month
At $2,220/year, this is 3-4x a standard gym membership. Worth it if you go 4+ times/week — worth auditing if less
Storage unit: $1,440/year
Exactly $120/month for 6+ consecutive months — storage units are the #1 forgotten recurring charge. When did you last visit?
4 SaaS tools with overlapping features
Adobe CC ($660) + Notion ($120) + Figma ($180) + ChatGPT ($240) = $1,200/year in software subscriptions
Credit card interest: $1,050+/year
You paid $525 in interest over 6 months at 24.99% APR — paying the full balance each month eliminates this entirely
3 streaming services running simultaneously
Netflix ($276) + Spotify ($132) + Disney+ ($168) = $576/year — consider rotating instead of running all three
Recurring Charges
Every charge that repeats, organized by type and sorted by cost.
Subscriptions
Recurring digital and service subscriptions
| Merchant | Avg Amount | Annual Cost | Category | Flags |
|---|---|---|---|---|
| Netflix | $22.99 | $276 | Streaming | — |
| Spotify Premium | $10.99 | $132 | Streaming | — |
| Disney+ | $13.99 | $168 | Streaming | Foreign |
| Adobe Creative Cloud | $54.99 | $660 | Software | — |
| ChatGPT Plus | $20.00 | $240 | AI Tools | — |
| Notion Pro | $10.00 | $120 | Software | — |
| Figma Professional | $15.00 | $180 | Software | — |
| iCloud Storage | $2.99 | $36 | Cloud Storage | — |
Memberships
Club, gym, and membership fees
| Merchant | Avg Amount | Annual Cost | Category | Flags |
|---|---|---|---|---|
| SecureStore Self Storage | $120.00 | $1,440 | Storage | Worth Auditing |
| Equinox Fitness | $185.00 | $2,220 | Fitness | High Cost |
| WeWork Hot Desk | $299.00 | $3,588 | Coworking | — |
Essential Services
Utilities, insurance, and necessary recurring charges
| Merchant | Avg Amount | Annual Cost | Category | Flags |
|---|---|---|---|---|
| Pacific Power & Light | $189.00 | $2,268 | Utility — Electric | — |
| Metro Water District | $95.00 | $1,140 | Utility — Water | — |
| Xfinity Internet | $89.99 | $1,080 | Internet | — |
Periodic Charges
Quarterly, annual, and irregular recurring charges
| Merchant | Avg Amount | Annual Cost | Category | Flags |
|---|---|---|---|---|
| State Farm Insurance | $247.00 | $988 | Insurance — Auto | — |
| Amazon Prime | $139.00 | $139 | Shopping | — |
Your Invisible Base
The money that leaves your account every month before you buy a single thing.
Monthly Baseline Spend
$0You're spending $1,844/month before buying anything.
That's $22,128 per year on autopilot.
Breakdown
Spending by Category
Where your money goes, sorted by total spend.
Spending Patterns
Hidden trends and habits in your spending data.
Death by a Thousand Cuts
$180/month average across 8 different shops — no single purchase over $12, but it adds up to $2,160/year
8 merchants · transactions · 6 months
34 rides averaging $56 each — December alone was $480 with holiday travel
Trip Clusters
Oct 12–17
22 transactions
Dec 22–28
28 transactions
Emerging Categories
This spending category barely existed before 2023 — now it's $100/month and growing
Merchants: ChatGPT, Notion AI, Figma AI, Adobe Firefly
Large Format Retail
Visits
10
Avg/Visit
$245
Max Visit
$892
10 visits averaging $245 — September had an $892 run. Large-format stores drive higher per-visit spend.
Behavioral Patterns
Observations about your spending habits — no judgment, just data.
Short Uber rides replaceable by transit
12 of 34 rides were under $20 — short hops that could be replaced by transit or biking, saving ~$100/month
Weekend spending is 2.1x weekday average
Dining, entertainment, and shopping cluster heavily on weekends — a discretionary weekend budget could help
Grocery visits are high-frequency, low-efficiency
22 grocery trips in 6 months at $380 avg — consolidating to planned weekly trips typically reduces spend 15-20%
2 new subscriptions added in 3 months
ChatGPT Plus and Notion Pro were added recently — subscription base growing at ~$360/year pace
Anomalies & Alerts
Unusual charges and items worth a second look.
Anomalies
Largest single charge — may be HSA/FSA eligible
2025-08-14
Two charges in October: $185 (regular) + $350 (personal training package) — verify the PT charge was intentional
Two identical $42.50 charges on Nov 15 — verify this is not duplicate billing
Jul: $112.40, Aug: $98.60, Sep: $88.20, Oct: $76.50, Nov: $84.30, Dec: $65.00 — total $525 in 6 months at 24.99% APR
Foreign Transactions
Billed from London. No FX fee on this card, but other cards would incur 3%.
One-time hotel booking for Austin trip
New Charges
First seen: 2025-11
$20.00
$240/yr if recurring
First seen: 2025-12
New workspace subscription
$10.00
$120/yr if recurring
Recommendations
Ranked actions to reduce your spending, from biggest impact to smallest.
Cancel storage unit (SecureStore)
CanceleasyOne phone call — $120/month for 6+ consecutive months with no sign of stopping. Storage units are the #1 forgotten recurring charge.
Monthly
$120
6 Months
$720
1 Year
$1,440
5 Years
$7,200
Pay credit card balance in full each month
OptimizemediumYou paid $525 in interest over 6 months at 24.99% APR — paying in full eliminates this entirely
Monthly
$88
6 Months
$525
1 Year
$1,050
5 Years
$5,250
Downgrade or audit gym membership
AuditmediumEquinox at $185/mo is 3-4x a standard gym. If you go 4+ times/week, it may be worth it. If not, a $50/mo gym saves $1,620/year.
Monthly
$135
6 Months
$810
1 Year
$1,620
5 Years
$8,100
Rotate streaming services quarterly
OptimizeeasyNetflix + Spotify + Disney+ = $48/mo — cancel 1–2 at a time, rotate based on what you're watching
Monthly
$24
6 Months
$144
1 Year
$288
5 Years
$1,440
Consolidate SaaS subscriptions
SwitchmediumAdobe CC + Notion + Figma + ChatGPT = $100/mo — some features overlap. Consider if you need all four.
Monthly
$35
6 Months
$210
1 Year
$420
5 Years
$2,100
Set a trip budget before travel
OptimizemediumAustin ($1,850) + Lake Tahoe ($2,100) = $3,950 in trip spending over 6 months — pre-trip budgets typically save 20-30%
Monthly
$110
6 Months
$660
1 Year
$1,320
5 Years
$6,600
Total Savings Potential
What you could save by acting on all recommendations.
One-Year Savings
$0Monthly
$06 Months
$01 Year
$05 Years
$0Start With Easy Wins
These changes take minimal effort and save you $1,728/year.
Monthly
$01 Year
$0- Cancel storage unit
- Rotate streaming
Export Your Report
Take your report with you for offline review.
Download Your Report
Save your analysis for offline review.
Uncategorized Items
These transactions couldn't be confidently categorized. Low priority — included for completeness.
| Description | Amount | Date | Best Guess |
|---|---|---|---|
| GREENLEAF SERVICES LLC | $89.00 | 2025-09-22 | Landscaping or cleaning service? |
| PEAK DIGITAL SOLUTIONS | $249.00 | 2025-11-03 | Consulting or digital marketing? |
How it works
Three steps. Two minutes. Real savings.
Upload
Drag and drop your bank or credit card statements. Takes 30 seconds.
Get Your Free Analysis
AI analyzes your spending and shows subscriptions, categories, quick wins, and more — all free.
Go Deeper for $3
Optionally unlock behavioral insights, anomaly detection, ranked savings recommendations, and a downloadable report.
AI analysis is powered by Anthropic's Claude API. We don't store your data, but cannot control third-party data handling. See Anthropic's policy.
Free analysis. Optional deep dive.
Get genuinely useful insights at no cost. Go deeper for $3.
Full Analysis
No payment required
- AI-powered spending analysis
- Recurring charge & subscription detection
- Spending by category breakdown
- Quick wins — immediate savings
- Your invisible base (committed monthly spend)
Deep Dive Report
Everything in Free, plus
- Spending pattern analysis
- Behavioral insights with difficulty levels
- Anomaly & duplicate detection
- Ranked savings recommendations
- Savings projections (1-month to 5-year)
- Downloadable PDF & CSV report
Can't afford $3? Email us for free access.
Frequently asked questions
Everything you need to know before uploading.
Your PDFs are processed entirely in your browser — they never touch our servers. Only the extracted text is sent for AI analysis, and sessions auto-expire after 1 hour. We don’t store any financial data.
Yes — to generate your report, the extracted text from your statements is sent to Anthropic’s Claude API. Anthropic is a leading AI safety company, but we want to be transparent: once data reaches their servers, their policies govern how it’s handled. According to Anthropic’s usage policy, data sent through their API is not used to train their models. However, they may retain inputs and outputs for up to 30 days for trust and safety purposes (e.g., detecting abuse). We have no control over Anthropic’s retention practices. We strongly encourage you to review their policies directly at anthropic.com/policies before using Wastehunter.
We believe everyone deserves to understand where their money goes. Our mission is to help people take control of their finances, not to gatekeep basic insights behind a paywall. The free analysis shows your subscriptions, spending categories, quick wins, and more — genuinely useful on its own.
The $3 deep dive unlocks advanced insights: behavioral spending patterns, anomaly and duplicate detection, a ranked savings plan with projections (1-month to 5-year), and a downloadable PDF/CSV report. It’s optional — the free analysis is designed to be valuable on its own.
Email [email protected] with a short explanation and we’ll unlock the deep dive for free. No questions asked. We’d rather help you than lose you.
Any bank or credit card statement in PDF format. We’ve tested extensively with Chase, Bank of America, Capital One, Amex, Wells Fargo, Citi, and Discover. If your bank provides downloadable PDF statements, they’ll work.
The AI analysis is powered by Claude, Anthropic’s most capable model. It identifies recurring charges, spending patterns, and anomalies with high accuracy. All amounts are pulled directly from your statement text — nothing is estimated or hallucinated.
If the deep-dive unlock fails for any technical reason, you’re automatically refunded. For quality issues with the $3 deep dive, contact us within 24 hours at [email protected].
No. Wastehunter is completely anonymous. No login, no email, no account. Upload, get your analysis, done.
Ready to find your hidden spending? It's free.
No account needed. No data stored. Takes 2 minutes.